Tel: 08 9370 3887   |   08 9272 7272   |   08 9371 9388
OUR FINANCIAL SERVICES
Merit Wealth Authorised Representatives

Raymond K. H. Ho & Associates Pty Ltd (Authorised Representative Number 1240194) is a Corporate Authorised Representative of Merit Wealth Pty Ltd (Australian Financial Services Licence 409361, ABN 89 125 557 002).

Merit Wealth Pty Ltd is wholly owned by Hayes Knight Financial Services Pty Ltd (HKFS). HKFS is a subsidiary of Easton Distribution Services Pty Ltd (ABN 67 167 184 072), a wholly owned subsidiary of Easton Investments Limited (ABN 48 111 695 357), an ASX Listed company since 2004.

Our Directors Mrs Donna Van Kleef and Miss Phyllis Tam are Authorised Representatives of Merit Wealth Pty Ltd.

We also offer tax planning advice. This includes advice on tax structures, small business capital gains tax exemptions as well as estimates on future tax payable based on facts provided to us for your individual situation. Using this information, we can help plan and manage your future tax liabilities whilst also providing you with the best scenario to minimize your tax liabilities legally.
Mrs Donna Van Kleef: Authorised Representative Number 1240355

Donna Van Kleef has been working in the accounting and financial services industry since 1997. As a Director of Raymond K. H. Ho & Associates Pty Ltd, she has been providing advices on taxation, accounting, business planning, Superannuation and Self-Managed Superannuation Fund since 2003.
Miss Phyllis Tam: Authorised Representative Number 1240191

Phyllis Tam has been working in the accounting and financial services industry since 1991. As a Director of Raymond K. H. Ho & Associates Pty Ltd, she has been providing advices on taxation, accounting, business planning, Superannuation and Self-Managed Superannuation Fund since 2003.
After considering client’s individual objectives, financial situation and needs, both of our
in-house Authorised Representatives are authorised to advise clients on the following:

  • Financial advice on the set up or wind up of Self-Managed Superannuation Funds (SMSF).
  • Making contributions to Superannuation or the payment of benefits from Superannuation.

Financial Service Guide (FSG) – Donna
Financial Service Guide (FSG) – Phyllis
Merit Wealth Pty Ltd Privacy Statement https://www.meritwealth.com.au/privacy-statement
Other Alliances

We offer financial planning services through alliances with other financial planners. The financial planning services are provided by Australian Unity, Millennium 3 Financial Services Pty Ltd and Vasaio Finance.

These alliances enable us to offer a wide range of services in areas including personal and business Superannuation, investments, financial planning, insurance and other financial products. While allowing our practice to stay small enough to provide friendly and personal services to our clients, we have full access to the research, administration and other services only a major financial institution can afford.

We are very fortunate to have two external authorised representatives and one independent loan broker who have extensive experience and outstanding credentials.

  • Ms Mima Rahamann from ThinkWealth Management (Authorised Representatives of Millennium 3 Financial Services Pty Ltd, ABN 61 094 529 987, AFSL No. 244252)
  • Mr Kevin Bradshaw from Securitas (Authorised Representative of Australian Unity Personal Financial Services Limited, ABN 26 098 725 145, AFSL 234459).
  • Ms Connie Yu-An Chang, Finance Broker from Vasaio Finance (ABN 8660 5752 172, Australian Credit Licence 384621 and Authorised Representative Number 449893). Connie is a member of MFAA and fluent in English, Mandarin/Chinese, Cantonese and Taiwanese/Hokkien.

Our service model is based around helping clients to create a secure financial future. No matter what your situation is, whether you are in the workforce, a business owner, about to retire, or already retired, we will always be there to help you.
Our Services Include: